If you’ve considered getting LASIK for a while, one thing that may be holding you back is the price. Like most elective procedures, LASIK isn’t covered by insurance and it can be expensive. Bu, there are low-stress ways to save and pay if you want the visual freedom LASIK can give you. Here are just a few of them:
Figure Out What Insurance Can Cover it
There are some plans with insurance companies that allow supplemental eye insurance. These plans won’t cover the cost of surgery completely, but they can get you a good discount.
You can also get visual insurance through companies like VSP. VSP Vision Care offers programs that can partially pay for laser corrective surgery. It’s worth it to do a little research into your own health insurance. You may be surprised at what kind of options you have.
Open a FSA or HSA
Does your insurance offer a Flexible Savings Account or a Health Savings Account? This is the perfect time to take advantage of it and putting money into them! This is a great way to put aside a part of your paycheck before taxes and save up a little faster for LASIK.
Be careful with your FSA, as it has a time limit. Make sure you use the amount in it after a year. Most of these accounts have a limited amount of time to use them. Having an FSA or HSA can make it easier to plan how you’ll afford LASIK.
Find a Zero Interest Payment Plan
If all else fails, you can pay through a LASIK financing company. You want to be careful to only sign up with reputable companies. After researching, find out more information about zero interest payment plans.
These are helpful if you’re looking to pay for LASIK without interest. The only catch is you have to pay back the cost of the procedure within one to two years.
This is a good way to pay if you’re comfortable making small monthly payments after your surgery. The good news is these monthly payments for LASIK are pretty flexible! As long as you budget, paying for LASIK can be affordable.
Like paying a credit card, make sure you know how much you’ll need to pay back in full. Getting LASIK and not being able to pay for your monthly payments can hurt your credit score! It can also result in having to pay a higher interest rate.
LASIK doesn’t have to be cost prohibitive! Ready to take the plunge and start your LASIK journey? Contact Sugiki Portis Yim Eye Center to schedule your LASIK consultation!